Uday Kotak Quotes - 9quotes.com

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It's true that I have always been very comfortable with numbers.
Written by Uday Kotak
A lot of family members worked in the joint commodities family business. It was a classic case of capitalism at work and socialism at home.
Written by Uday Kotak
I would have loved to have been a cricketer.
Written by Uday Kotak
I was not very keen on joining the family business... there were 14 family members working together, and it worried me that I would not have enough individuality.
Written by Uday Kotak
If what you create does not outlive you, then you have failed.
Written by Uday Kotak
There is socialism in the family that conflicts with meritocracy. And that bothered me.
Written by Uday Kotak
Growth should take care of the fear of job losses. People will be challenged to do different things. For people who are not up to it, purely based on objective assessment, that's a different issue, which, you do it anyway.
Written by Uday Kotak
When a lion doesn't get its prey, it remains hungry. When the prey saves himself, he has not won, but has saved his life.
Written by Uday Kotak
For me, the real thing is make, serve and list in India. Which means we need manufacturing, we need services, and we need financial markets.
Written by Uday Kotak
My view is make Indian manufacturing competitive, and if it is competitive, it can serve customers or consumers anywhere.
Written by Uday Kotak
Historically, in India, the strange fact was that the equity owner was not taking as much hit as the lender. Therefore, if we restore the first principle of economics, that first the equity owner needs to take the hit and then the lender, we will get a good solution.
Written by Uday Kotak
A lot of our fiscal deficit went to fund consumption and really did not get used to build investment and infrastructure. The trouble is, you can get a spurt in GDP growth, which may not be sustainable. I would much rather build the gradient of a long-term marathon.
Written by Uday Kotak
I keep wondering at night, 'Will I have a bank the next morning, or will some technology company be doing banking without needing a bank?'
Written by Uday Kotak
As long as there is cash, and the economy is running, all is well. But as a bank, we'll have to test, experiment, try a hundred different things. A few may work, a few may fail, but we have to experiment and try.
Written by Uday Kotak
There's no harm being a copycat. If someone else is doing a good job, copy. It's free.
Written by Uday Kotak
The trouble with opportunity is, it never announces when it comes. It's only after it's gone, you'd realize that you missed it.
Written by Uday Kotak
The ability to scale up is hard. So the best model for us is concentrated India, diversified financial services, and through this, we can get significant scale on an Indian platform.
Written by Uday Kotak
Technology is an enabler; you have to be at the cutting edge of technology - there is no choice.
Written by Uday Kotak
Younger customers are the future, but older customers have the money. So you need both: one for the present, and the other for the future.
Written by Uday Kotak
Our view is that younger customers love our digital offering, our mobile banking applications and so on. Older customers expect relationship managers and want much more personal attention in terms of their needs.
Written by Uday Kotak
As we were all growing up, there used to be a very big mantra in India which was called 'export or perish.' There was a long period when we used to focus on import substitution.
Written by Uday Kotak
A weaker currency is a national tariff. After we get a weaker currency, we have to take advantage of that. Or else, we will waste it once more in inflation and in the inability to raise competitiveness.
Written by Uday Kotak
If you look at 2009, why did the recovery happen? Recovery happened because somebody in the world's largest economy opened the tap: the U.S., followed by Europe and now Japan.
Written by Uday Kotak
The single biggest resource India has is people and skill.
Written by Uday Kotak
I am a believer in the journey and enjoying the journey.
Written by Uday Kotak
If you ask me, over time, I am a believer in the Indian financial saving story getting stronger; a lot more savers are moving money away from gold and real estate into banks, mutual funds, insurance and equities.
Written by Uday Kotak
Culture is about the mindset of people, and we are very happy to have a strong combined mindset of people.
Written by Uday Kotak
I have got nothing against family companies, but there must be real equity, that is all I say. It cannot be based on influence or political friendships. It has to be based on real equity backing their dreams.
Written by Uday Kotak
If India grows steadily and does the structural things right and carefully unties knots, builds an institutional process which sort of cleans up the corruption and the baggage in the system, I see it as a wonderful marathon.
Written by Uday Kotak
We are going to position ourselves as a world-class financial institution. We want to do things that are comparable to the best in the world. At the same time, we want to have very strong human qualities.
Written by Uday Kotak

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